Micro and SME Finance Market Outlook (responsAbility)

The last decade has seen extraordinary progress in terms of increasing financial inclusion and promoting financial sector development.

Increasing access to finance

Between 2011 and 2014, the proportion of the world’s adult population with an account at a financial institution grew from 51 % to 62 %, an increase of around 700 million people.


Leapfrogging fixed infrastructure

Market infrastructure has also developed, although many markets have continued the trend of leapfrogging fixed infrastructure (ATMs, physical branches) to embrace mobile technology.

The rise of mobile banking

Usage of mobile banking has increased significantly in many emerging economies, a trend likely to continue over the next few years as mobile broadband usage and coverage accelerates in the developing world.

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